Assura-Basis PharMed — Schwyz
Schwyz: the PharMed model from Assura-Basis costs CHF 475.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 475.40, PharMed is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PharMed costs CHF 927.60 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 475.40 | CHF 442.20 |
| 500 | CHF 463.80 | CHF 431.40 |
| 1'000 | CHF 434.60 | CHF 404.20 |
| 1'500 | CHF 405.40 | CHF 377.10 |
| 2'000 | CHF 376.30 | CHF 350.00 |
| 2'500 | CHF 347.10 | CHF 322.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 335.20 | CHF 311.80 |
| 500 | CHF 323.60 | CHF 301.00 |
| 1'000 | CHF 294.40 | CHF 273.80 |
| 1'500 | CHF 265.20 | CHF 246.70 |
| 2'000 | CHF 236.10 | CHF 219.60 |
| 2'500 | CHF 209.60 | CHF 195.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 117.00 | CHF 108.90 |
| 100 | CHF 111.20 | CHF 103.50 |
| 200 | CHF 105.40 | CHF 98.10 |
| 300 | CHF 99.50 | CHF 92.60 |
| 400 | CHF 93.70 | CHF 87.20 |
| 500 | CHF 87.90 | CHF 81.80 |
| 600 | CHF 82.00 | CHF 76.30 |
The price, region by region
- Aargau
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.