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CareMed or SmartCare — Basel-Stadt

Basel-Stadt: with Atupri, CareMed costs CHF 623.20 a month in 2026 and SmartCare CHF 605.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SmartCare is the cheaper of the two here: CHF 207.60 saved per year against CareMed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CareMed is a "Family doctor" model. SmartCare is a "Telemedicine and others" model.

  • CareMed

    Family doctor

    You pick a family doctor and always go to them first.

  • SmartCare

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCareMedSmartCareGap per year
300CHF 623.20CHF 605.90CHF 207.60
500CHF 611.60CHF 594.30CHF 207.60
1'000CHF 582.40CHF 565.10CHF 207.60
1'500CHF 553.20CHF 535.90CHF 207.60
2'000CHF 524.10CHF 506.80CHF 207.60
2'500CHF 494.90CHF 477.60CHF 207.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.