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CareMed or SmartCare — Glarus

Glarus: with Atupri, CareMed costs CHF 487.90 a month in 2026 and SmartCare CHF 457.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SmartCare is the cheaper of the two here: CHF 369.60 saved per year against CareMed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CareMed is a "Family doctor" model. SmartCare is a "Telemedicine and others" model.

  • CareMed

    Family doctor

    You pick a family doctor and always go to them first.

  • SmartCare

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCareMedSmartCareGap per year
300CHF 487.90CHF 457.10CHF 369.60
500CHF 476.30CHF 445.50CHF 369.60
1'000CHF 447.10CHF 416.30CHF 369.60
1'500CHF 417.90CHF 387.10CHF 369.60
2'000CHF 388.80CHF 358.00CHF 369.60
2'500CHF 359.60CHF 328.80CHF 369.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.