CareMed or SmartCare — Region 1, Valais
Region 1, Valais: with Atupri, CareMed costs CHF 488.90 a month in 2026 and SmartCare CHF 491.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
CareMed is the cheaper of the two here: CHF 32.40 saved per year against SmartCare, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CareMed is a "Family doctor" model. SmartCare is a "Telemedicine and others" model.
The price at every deductible
| Deductible | CareMed | SmartCare | Gap per year |
|---|---|---|---|
| 300 | CHF 488.90 | CHF 491.60 | CHF 32.40 |
| 500 | CHF 477.30 | CHF 480.00 | CHF 32.40 |
| 1'000 | CHF 448.10 | CHF 450.80 | CHF 32.40 |
| 1'500 | CHF 418.90 | CHF 421.60 | CHF 32.40 |
| 2'000 | CHF 389.80 | CHF 392.50 | CHF 32.40 |
| 2'500 | CHF 360.60 | CHF 363.30 | CHF 32.40 |
The comparison, region by region
- CareMed or SmartCare?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.