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CareMed or SmartCare — Region 1, Ticino

Region 1, Ticino: with Atupri, CareMed costs CHF 642.30 a month in 2026 and SmartCare CHF 654.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CareMed is the cheaper of the two here: CHF 150.00 saved per year against SmartCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CareMed is a "Family doctor" model. SmartCare is a "Telemedicine and others" model.

  • CareMed

    Family doctor

    You pick a family doctor and always go to them first.

  • SmartCare

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCareMedSmartCareGap per year
300CHF 642.30CHF 654.80CHF 150.00
500CHF 630.70CHF 643.20CHF 150.00
1'000CHF 601.50CHF 614.00CHF 150.00
1'500CHF 572.30CHF 584.80CHF 150.00
2'000CHF 543.20CHF 555.70CHF 150.00
2'500CHF 514.00CHF 526.50CHF 150.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.