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CareMed or SmartCare — Jura

Jura: with Atupri, CareMed costs CHF 584.20 a month in 2026 and SmartCare CHF 565.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SmartCare is the cheaper of the two here: CHF 225.60 saved per year against CareMed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CareMed is a "Family doctor" model. SmartCare is a "Telemedicine and others" model.

  • CareMed

    Family doctor

    You pick a family doctor and always go to them first.

  • SmartCare

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCareMedSmartCareGap per year
300CHF 584.20CHF 565.40CHF 225.60
500CHF 572.60CHF 553.80CHF 225.60
1'000CHF 543.40CHF 524.60CHF 225.60
1'500CHF 514.20CHF 495.40CHF 225.60
2'000CHF 485.10CHF 466.30CHF 225.60
2'500CHF 455.90CHF 437.10CHF 225.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.