CareMed or SmartCare — Thurgau
Thurgau: with Atupri, CareMed costs CHF 460.10 a month in 2026 and SmartCare CHF 467.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
CareMed is the cheaper of the two here: CHF 93.60 saved per year against SmartCare, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CareMed is a "Family doctor" model. SmartCare is a "Telemedicine and others" model.
The price at every deductible
| Deductible | CareMed | SmartCare | Gap per year |
|---|---|---|---|
| 300 | CHF 460.10 | CHF 467.90 | CHF 93.60 |
| 500 | CHF 448.50 | CHF 456.30 | CHF 93.60 |
| 1'000 | CHF 419.30 | CHF 427.10 | CHF 93.60 |
| 1'500 | CHF 390.10 | CHF 397.90 | CHF 93.60 |
| 2'000 | CHF 361.00 | CHF 368.80 | CHF 93.60 |
| 2'500 | CHF 331.80 | CHF 339.60 | CHF 93.60 |
The comparison, region by region
- CareMed or SmartCare?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.