CareMed or SmartCare — Schwyz
Schwyz: with Atupri, CareMed costs CHF 435.20 a month in 2026 and SmartCare CHF 446.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
CareMed is the cheaper of the two here: CHF 135.60 saved per year against SmartCare, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CareMed is a "Family doctor" model. SmartCare is a "Telemedicine and others" model.
The price at every deductible
| Deductible | CareMed | SmartCare | Gap per year |
|---|---|---|---|
| 300 | CHF 435.20 | CHF 446.50 | CHF 135.60 |
| 500 | CHF 423.60 | CHF 434.90 | CHF 135.60 |
| 1'000 | CHF 394.40 | CHF 405.70 | CHF 135.60 |
| 1'500 | CHF 365.20 | CHF 376.50 | CHF 135.60 |
| 2'000 | CHF 336.10 | CHF 347.40 | CHF 135.60 |
| 2'500 | CHF 306.90 | CHF 318.20 | CHF 135.60 |
The comparison, region by region
- CareMed or SmartCare?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.