Avenir OptiMed — Region 1, Basel-Landschaft
Region 1, Basel-Landschaft: the OptiMed model from Avenir costs CHF 607.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 607.70, OptiMed is not the lowest premium here: Sanitas goes down to CHF 558.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, OptiMed costs CHF 1'041.60 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 607.70 | CHF 565.20 |
| 500 | CHF 596.20 | CHF 554.50 |
| 1'000 | CHF 567.20 | CHF 527.50 |
| 1'500 | CHF 537.70 | CHF 500.10 |
| 2'000 | CHF 508.70 | CHF 473.10 |
| 2'500 | CHF 479.70 | CHF 446.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 440.40 | CHF 409.60 |
| 500 | CHF 428.90 | CHF 398.90 |
| 1'000 | CHF 399.90 | CHF 371.90 |
| 1'500 | CHF 370.40 | CHF 344.50 |
| 2'000 | CHF 341.40 | CHF 317.50 |
| 2'500 | CHF 312.40 | CHF 290.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 151.80 | CHF 141.20 |
| 100 | CHF 146.00 | CHF 135.80 |
| 200 | CHF 140.20 | CHF 130.40 |
| 300 | CHF 134.30 | CHF 124.90 |
| 400 | CHF 128.50 | CHF 119.50 |
| 500 | CHF 122.70 | CHF 114.20 |
| 600 | CHF 116.80 | CHF 108.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.