Avenir OptiMed — Basel-Stadt
Basel-Stadt: the OptiMed model from Avenir costs CHF 602.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 602.10, OptiMed is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, OptiMed costs CHF 1'032.00 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 602.10 | CHF 560.00 |
| 500 | CHF 590.60 | CHF 549.30 |
| 1'000 | CHF 561.60 | CHF 522.30 |
| 1'500 | CHF 532.10 | CHF 494.90 |
| 2'000 | CHF 503.10 | CHF 467.90 |
| 2'500 | CHF 474.10 | CHF 441.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 443.00 | CHF 412.00 |
| 500 | CHF 431.50 | CHF 401.30 |
| 1'000 | CHF 402.50 | CHF 374.30 |
| 1'500 | CHF 373.00 | CHF 346.90 |
| 2'000 | CHF 344.00 | CHF 319.90 |
| 2'500 | CHF 315.00 | CHF 292.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 160.10 | CHF 148.90 |
| 100 | CHF 154.30 | CHF 143.50 |
| 200 | CHF 148.50 | CHF 138.10 |
| 300 | CHF 142.60 | CHF 132.60 |
| 400 | CHF 136.80 | CHF 127.20 |
| 500 | CHF 131.00 | CHF 121.80 |
| 600 | CHF 125.10 | CHF 116.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.