Avenir OptiMed — Region 2, Basel-Landschaft
Region 2, Basel-Landschaft: the OptiMed model from Avenir costs CHF 577.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 577.40, OptiMed is not the lowest premium here: Agrisano goes down to CHF 494.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, OptiMed costs CHF 988.80 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 577.40 | CHF 536.90 |
| 500 | CHF 565.90 | CHF 526.20 |
| 1'000 | CHF 536.90 | CHF 499.30 |
| 1'500 | CHF 507.40 | CHF 471.80 |
| 2'000 | CHF 478.40 | CHF 444.90 |
| 2'500 | CHF 449.40 | CHF 417.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 418.40 | CHF 389.10 |
| 500 | CHF 406.90 | CHF 378.40 |
| 1'000 | CHF 377.90 | CHF 351.50 |
| 1'500 | CHF 348.40 | CHF 324.00 |
| 2'000 | CHF 319.40 | CHF 297.10 |
| 2'500 | CHF 290.40 | CHF 270.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 144.30 | CHF 134.20 |
| 100 | CHF 138.50 | CHF 128.80 |
| 200 | CHF 132.70 | CHF 123.40 |
| 300 | CHF 126.80 | CHF 117.90 |
| 400 | CHF 121.00 | CHF 112.50 |
| 500 | CHF 115.20 | CHF 107.10 |
| 600 | CHF 109.30 | CHF 101.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.