Avenir OptiMed — Uri
Uri: the OptiMed model from Avenir costs CHF 470.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 470.40, OptiMed is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, OptiMed costs CHF 806.40 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 470.40 | CHF 437.50 |
| 500 | CHF 458.90 | CHF 426.80 |
| 1'000 | CHF 429.90 | CHF 399.90 |
| 1'500 | CHF 400.40 | CHF 372.40 |
| 2'000 | CHF 371.40 | CHF 345.50 |
| 2'500 | CHF 342.40 | CHF 318.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 321.80 | CHF 299.30 |
| 500 | CHF 310.30 | CHF 288.60 |
| 1'000 | CHF 281.30 | CHF 261.60 |
| 1'500 | CHF 251.80 | CHF 234.20 |
| 2'000 | CHF 222.80 | CHF 207.20 |
| 2'500 | CHF 198.70 | CHF 184.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 116.60 | CHF 108.40 |
| 100 | CHF 110.80 | CHF 103.00 |
| 200 | CHF 105.00 | CHF 97.60 |
| 300 | CHF 99.10 | CHF 92.10 |
| 400 | CHF 93.30 | CHF 86.80 |
| 500 | CHF 87.50 | CHF 81.40 |
| 600 | CHF 81.60 | CHF 75.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.