Avenir OptiMed — Region 2, Fribourg
Region 2, Fribourg: the OptiMed model from Avenir costs CHF 479.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 479.80, OptiMed is not the lowest premium here: Agrisano goes down to CHF 450.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, OptiMed costs CHF 1'351.20 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 479.80 | CHF 446.20 |
| 500 | CHF 468.30 | CHF 435.50 |
| 1'000 | CHF 439.30 | CHF 408.60 |
| 1'500 | CHF 409.80 | CHF 381.10 |
| 2'000 | CHF 380.80 | CHF 354.20 |
| 2'500 | CHF 351.80 | CHF 327.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 352.80 | CHF 328.10 |
| 500 | CHF 341.30 | CHF 317.40 |
| 1'000 | CHF 312.30 | CHF 290.50 |
| 1'500 | CHF 282.80 | CHF 263.00 |
| 2'000 | CHF 253.80 | CHF 236.10 |
| 2'500 | CHF 228.20 | CHF 212.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.60 | CHF 124.30 |
| 100 | CHF 127.80 | CHF 118.90 |
| 200 | CHF 122.00 | CHF 113.50 |
| 300 | CHF 116.10 | CHF 108.00 |
| 400 | CHF 110.30 | CHF 102.60 |
| 500 | CHF 104.50 | CHF 97.20 |
| 600 | CHF 98.60 | CHF 91.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.