Avenir OptiMed — Solothurn
Solothurn: the OptiMed model from Avenir costs CHF 562.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 562.50, OptiMed is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, OptiMed costs CHF 963.60 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 562.50 | CHF 523.10 |
| 500 | CHF 551.00 | CHF 512.40 |
| 1'000 | CHF 522.00 | CHF 485.50 |
| 1'500 | CHF 492.50 | CHF 458.00 |
| 2'000 | CHF 463.50 | CHF 431.10 |
| 2'500 | CHF 434.50 | CHF 404.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 433.00 | CHF 402.70 |
| 500 | CHF 421.50 | CHF 392.00 |
| 1'000 | CHF 392.50 | CHF 365.00 |
| 1'500 | CHF 363.00 | CHF 337.60 |
| 2'000 | CHF 334.00 | CHF 310.60 |
| 2'500 | CHF 305.00 | CHF 283.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.50 | CHF 124.20 |
| 100 | CHF 127.70 | CHF 118.80 |
| 200 | CHF 121.90 | CHF 113.40 |
| 300 | CHF 116.00 | CHF 107.90 |
| 400 | CHF 110.20 | CHF 102.50 |
| 500 | CHF 104.40 | CHF 97.10 |
| 600 | CHF 98.50 | CHF 91.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Schwyz
- Thurgau
- Uri
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.