Avenir OptiMed — Jura
Jura: the OptiMed model from Avenir costs CHF 635.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 635.60, OptiMed is not the lowest premium here: Agrisano goes down to CHF 543.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, OptiMed costs CHF 1'088.40 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 635.60 | CHF 591.10 |
| 500 | CHF 624.10 | CHF 580.40 |
| 1'000 | CHF 595.10 | CHF 553.40 |
| 1'500 | CHF 565.60 | CHF 526.00 |
| 2'000 | CHF 536.60 | CHF 499.00 |
| 2'500 | CHF 507.60 | CHF 472.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 501.60 | CHF 466.50 |
| 500 | CHF 490.10 | CHF 455.80 |
| 1'000 | CHF 461.10 | CHF 428.80 |
| 1'500 | CHF 431.60 | CHF 401.40 |
| 2'000 | CHF 402.60 | CHF 374.40 |
| 2'500 | CHF 373.60 | CHF 347.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 141.60 | CHF 131.70 |
| 100 | CHF 135.80 | CHF 126.30 |
| 200 | CHF 130.00 | CHF 120.90 |
| 300 | CHF 124.10 | CHF 115.50 |
| 400 | CHF 118.30 | CHF 110.10 |
| 500 | CHF 112.50 | CHF 104.70 |
| 600 | CHF 106.60 | CHF 99.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.