Avenir PrimaCare — Region 1, Bern
Region 1, Bern: the PrimaCare model from Avenir costs CHF 613.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 613.60, PrimaCare is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 956.40 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 613.60 | CHF 570.70 |
| 500 | CHF 602.10 | CHF 560.00 |
| 1'000 | CHF 573.10 | CHF 533.00 |
| 1'500 | CHF 543.60 | CHF 505.60 |
| 2'000 | CHF 514.60 | CHF 478.60 |
| 2'500 | CHF 485.60 | CHF 451.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 455.40 | CHF 423.60 |
| 500 | CHF 443.90 | CHF 412.90 |
| 1'000 | CHF 414.90 | CHF 385.90 |
| 1'500 | CHF 385.40 | CHF 358.50 |
| 2'000 | CHF 356.40 | CHF 331.50 |
| 2'500 | CHF 327.40 | CHF 304.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 141.30 | CHF 131.40 |
| 100 | CHF 135.50 | CHF 126.00 |
| 200 | CHF 129.70 | CHF 120.60 |
| 300 | CHF 123.80 | CHF 115.10 |
| 400 | CHF 118.00 | CHF 109.70 |
| 500 | CHF 112.20 | CHF 104.30 |
| 600 | CHF 106.30 | CHF 98.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.