Avenir PrimaCare — Region 3, Grisons
Region 3, Grisons: the PrimaCare model from Avenir costs CHF 494.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 494.00, PrimaCare is not the lowest premium here: vita surselva goes down to CHF 404.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 696.00 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 494.00 | CHF 459.50 |
| 500 | CHF 482.50 | CHF 448.80 |
| 1'000 | CHF 453.50 | CHF 421.80 |
| 1'500 | CHF 424.00 | CHF 394.40 |
| 2'000 | CHF 395.00 | CHF 367.40 |
| 2'500 | CHF 366.00 | CHF 340.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 380.10 | CHF 353.50 |
| 500 | CHF 368.60 | CHF 342.80 |
| 1'000 | CHF 339.60 | CHF 315.80 |
| 1'500 | CHF 310.10 | CHF 288.40 |
| 2'000 | CHF 281.10 | CHF 261.40 |
| 2'500 | CHF 252.10 | CHF 234.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 143.00 | CHF 133.00 |
| 100 | CHF 137.20 | CHF 127.60 |
| 200 | CHF 131.40 | CHF 122.20 |
| 300 | CHF 125.50 | CHF 116.70 |
| 400 | CHF 119.70 | CHF 111.30 |
| 500 | CHF 113.90 | CHF 106.00 |
| 600 | CHF 108.00 | CHF 100.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.