Avenir PrimaCare — Nidwalden
Nidwalden: the PrimaCare model from Avenir costs CHF 468.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 468.00, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 657.60 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 468.00 | CHF 435.20 |
| 500 | CHF 456.50 | CHF 424.50 |
| 1'000 | CHF 427.50 | CHF 397.50 |
| 1'500 | CHF 398.00 | CHF 370.10 |
| 2'000 | CHF 369.00 | CHF 343.10 |
| 2'500 | CHF 340.00 | CHF 316.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 350.80 | CHF 326.20 |
| 500 | CHF 339.30 | CHF 315.50 |
| 1'000 | CHF 310.30 | CHF 288.60 |
| 1'500 | CHF 280.80 | CHF 261.10 |
| 2'000 | CHF 251.80 | CHF 234.10 |
| 2'500 | CHF 222.80 | CHF 207.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 107.30 | CHF 99.80 |
| 100 | CHF 101.50 | CHF 94.40 |
| 200 | CHF 95.70 | CHF 89.00 |
| 300 | CHF 89.80 | CHF 83.50 |
| 400 | CHF 84.00 | CHF 78.10 |
| 500 | CHF 78.20 | CHF 72.70 |
| 600 | CHF 72.30 | CHF 67.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.