Avenir PrimaCare — Obwalden
Obwalden: the PrimaCare model from Avenir costs CHF 508.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 508.00, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 790.80 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 508.00 | CHF 472.40 |
| 500 | CHF 496.50 | CHF 461.70 |
| 1'000 | CHF 467.50 | CHF 434.70 |
| 1'500 | CHF 438.00 | CHF 407.30 |
| 2'000 | CHF 409.00 | CHF 380.30 |
| 2'500 | CHF 380.00 | CHF 353.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 358.40 | CHF 333.30 |
| 500 | CHF 346.90 | CHF 322.60 |
| 1'000 | CHF 317.90 | CHF 295.70 |
| 1'500 | CHF 288.40 | CHF 268.20 |
| 2'000 | CHF 259.40 | CHF 241.30 |
| 2'500 | CHF 230.40 | CHF 214.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 129.00 | CHF 120.00 |
| 100 | CHF 123.20 | CHF 114.60 |
| 200 | CHF 117.40 | CHF 109.20 |
| 300 | CHF 111.50 | CHF 103.70 |
| 400 | CHF 105.70 | CHF 98.30 |
| 500 | CHF 99.90 | CHF 92.90 |
| 600 | CHF 94.00 | CHF 87.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.