Avenir PrimaCare — Region 1, Grisons
Region 1, Grisons: the PrimaCare model from Avenir costs CHF 520.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 520.00, PrimaCare is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 732.00 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 520.00 | CHF 483.60 |
| 500 | CHF 508.50 | CHF 473.00 |
| 1'000 | CHF 479.50 | CHF 446.00 |
| 1'500 | CHF 450.00 | CHF 418.50 |
| 2'000 | CHF 421.00 | CHF 391.60 |
| 2'500 | CHF 392.00 | CHF 364.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 400.10 | CHF 372.10 |
| 500 | CHF 388.60 | CHF 361.40 |
| 1'000 | CHF 359.60 | CHF 334.40 |
| 1'500 | CHF 330.10 | CHF 307.00 |
| 2'000 | CHF 301.10 | CHF 280.00 |
| 2'500 | CHF 272.10 | CHF 253.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 150.50 | CHF 140.00 |
| 100 | CHF 144.70 | CHF 134.60 |
| 200 | CHF 138.90 | CHF 129.20 |
| 300 | CHF 133.00 | CHF 123.70 |
| 400 | CHF 127.20 | CHF 118.30 |
| 500 | CHF 121.40 | CHF 112.90 |
| 600 | CHF 115.50 | CHF 107.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.