Avenir PrimaCare — Neuchâtel
Neuchâtel: the PrimaCare model from Avenir costs CHF 617.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 617.30, PrimaCare is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 962.40 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 617.30 | CHF 574.10 |
| 500 | CHF 605.80 | CHF 563.40 |
| 1'000 | CHF 576.80 | CHF 536.50 |
| 1'500 | CHF 547.30 | CHF 509.00 |
| 2'000 | CHF 518.30 | CHF 482.10 |
| 2'500 | CHF 489.30 | CHF 455.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 445.20 | CHF 414.10 |
| 500 | CHF 433.70 | CHF 403.40 |
| 1'000 | CHF 404.70 | CHF 376.40 |
| 1'500 | CHF 375.20 | CHF 349.00 |
| 2'000 | CHF 346.20 | CHF 322.00 |
| 2'500 | CHF 317.20 | CHF 295.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 153.80 | CHF 143.00 |
| 100 | CHF 148.00 | CHF 137.60 |
| 200 | CHF 142.20 | CHF 132.20 |
| 300 | CHF 136.30 | CHF 126.70 |
| 400 | CHF 130.50 | CHF 121.40 |
| 500 | CHF 124.70 | CHF 116.00 |
| 600 | CHF 118.80 | CHF 110.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.