Avenir PrimaCare — Region 2, Bern
Region 2, Bern: the PrimaCare model from Avenir costs CHF 552.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 552.30, PrimaCare is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 860.40 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 552.30 | CHF 513.60 |
| 500 | CHF 540.80 | CHF 502.90 |
| 1'000 | CHF 511.80 | CHF 475.90 |
| 1'500 | CHF 482.30 | CHF 448.50 |
| 2'000 | CHF 453.30 | CHF 421.50 |
| 2'500 | CHF 424.30 | CHF 394.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 409.90 | CHF 381.20 |
| 500 | CHF 398.40 | CHF 370.50 |
| 1'000 | CHF 369.40 | CHF 343.60 |
| 1'500 | CHF 339.90 | CHF 316.10 |
| 2'000 | CHF 310.90 | CHF 289.10 |
| 2'500 | CHF 281.90 | CHF 262.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 127.20 | CHF 118.30 |
| 100 | CHF 121.40 | CHF 112.90 |
| 200 | CHF 115.60 | CHF 107.50 |
| 300 | CHF 109.70 | CHF 102.00 |
| 400 | CHF 103.90 | CHF 96.60 |
| 500 | CHF 98.10 | CHF 91.20 |
| 600 | CHF 92.20 | CHF 85.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.