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CSS Gesundheitspraxisversicherung — Region 3, Zurich

Region 3, Zurich: the Gesundheitspraxisversicherung model from CSS costs CHF 483.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 483.50, Gesundheitspraxisversicherung is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Gesundheitspraxisversicherung costs CHF 906.00 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 483.50CHF 449.70
500CHF 471.90CHF 438.90
1'000CHF 442.70CHF 411.70
1'500CHF 413.50CHF 384.60
2'000CHF 384.40CHF 357.50
2'500CHF 355.20CHF 330.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 362.70CHF 337.30
500CHF 351.10CHF 326.50
1'000CHF 321.90CHF 299.30
1'500CHF 292.70CHF 272.20
2'000CHF 263.60CHF 245.10
2'500CHF 234.40CHF 217.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 116.00CHF 107.90
100CHF 110.20CHF 102.50
200CHF 104.40CHF 97.10
300CHF 98.50CHF 91.70
400CHF 92.70CHF 86.30
600CHF 81.00CHF 75.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.