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CSS Multimed — Zug

Zug: the Multimed model from CSS costs CHF 368.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 368.10, Multimed is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Multimed costs CHF 718.80 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 368.10CHF 342.30
500CHF 356.50CHF 331.50
1'000CHF 337.30CHF 313.70
1'500CHF 308.10CHF 286.50
2'000CHF 279.00CHF 259.50
2'500CHF 269.80CHF 250.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 276.10CHF 256.70
500CHF 264.50CHF 245.90
1'000CHF 245.30CHF 228.10
1'500CHF 216.10CHF 200.90
2'000CHF 187.00CHF 173.90
2'500CHF 165.90CHF 154.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 88.30CHF 82.20
100CHF 82.50CHF 76.80
200CHF 76.70CHF 71.40
300CHF 70.80CHF 65.90
400CHF 65.00CHF 60.50
600CHF 53.30CHF 49.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.