CSS Multimed — Region 3, Zurich
Region 3, Zurich: the Multimed model from CSS costs CHF 480.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 480.70, Multimed is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Multimed costs CHF 939.60 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 480.70 | CHF 447.10 |
| 500 | CHF 469.10 | CHF 436.30 |
| 1'000 | CHF 439.90 | CHF 409.10 |
| 1'500 | CHF 410.70 | CHF 382.00 |
| 2'000 | CHF 381.60 | CHF 354.90 |
| 2'500 | CHF 352.40 | CHF 327.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 360.60 | CHF 335.30 |
| 500 | CHF 349.00 | CHF 324.50 |
| 1'000 | CHF 319.80 | CHF 297.40 |
| 1'500 | CHF 290.60 | CHF 270.20 |
| 2'000 | CHF 261.50 | CHF 243.20 |
| 2'500 | CHF 232.30 | CHF 216.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 115.40 | CHF 107.30 |
| 100 | CHF 109.60 | CHF 101.90 |
| 200 | CHF 103.80 | CHF 96.50 |
| 300 | CHF 97.90 | CHF 91.00 |
| 400 | CHF 92.10 | CHF 85.60 |
| 600 | CHF 80.40 | CHF 74.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.