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Galenos Combi Care — Uri

Uri: the Combi Care model from Galenos costs CHF 462.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 462.40, Combi Care is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 813.60 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 462.40CHF 432.20
500CHF 450.70CHF 421.30
1'000CHF 421.60CHF 394.00
1'500CHF 392.40CHF 366.70
2'000CHF 363.20CHF 339.50
2'500CHF 334.10CHF 312.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 365.10CHF 341.20
500CHF 353.40CHF 330.30
1'000CHF 324.30CHF 303.10
1'500CHF 295.10CHF 275.80
2'000CHF 265.90CHF 248.60
2'500CHF 236.80CHF 221.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 128.10CHF 119.70
100CHF 122.20CHF 114.30
200CHF 116.40CHF 108.80
300CHF 110.60CHF 103.40
400CHF 104.70CHF 97.90
500CHF 98.90CHF 92.50
600CHF 93.10CHF 87.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.