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Galenos Combi Care — Region 1, Valais

Region 1, Valais: the Combi Care model from Galenos costs CHF 501.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 501.70, Combi Care is not the lowest premium here: Atupri goes down to CHF 481.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 1'004.40 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 501.70CHF 468.90
500CHF 490.10CHF 458.00
1'000CHF 460.90CHF 430.80
1'500CHF 431.70CHF 403.50
2'000CHF 402.60CHF 376.30
2'500CHF 373.40CHF 349.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 407.70CHF 381.00
500CHF 396.00CHF 370.10
1'000CHF 366.80CHF 342.80
1'500CHF 337.70CHF 315.60
2'000CHF 308.50CHF 288.30
2'500CHF 279.30CHF 261.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 138.80CHF 129.70
100CHF 132.90CHF 124.20
200CHF 127.10CHF 118.80
300CHF 121.30CHF 113.30
400CHF 115.40CHF 107.90
500CHF 109.60CHF 102.40
600CHF 103.80CHF 97.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.