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Galenos Combi Care — Region 1, Vaud

Region 1, Vaud: the Combi Care model from Galenos costs CHF 583.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 583.10, Combi Care is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 776.40 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 583.10CHF 544.90
500CHF 571.40CHF 534.00
1'000CHF 542.20CHF 506.80
1'500CHF 513.10CHF 479.50
2'000CHF 483.90CHF 452.30
2'500CHF 454.70CHF 425.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 488.10CHF 456.20
500CHF 476.40CHF 445.30
1'000CHF 447.20CHF 418.00
1'500CHF 418.10CHF 390.80
2'000CHF 388.90CHF 363.50
2'500CHF 359.70CHF 336.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 167.00CHF 156.10
100CHF 161.20CHF 150.70
200CHF 155.40CHF 145.20
300CHF 149.50CHF 139.80
400CHF 143.70CHF 134.30
500CHF 137.90CHF 128.90
600CHF 132.00CHF 123.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.