Galenos Combi Care — Region 2, Vaud
Region 2, Vaud: the Combi Care model from Galenos costs CHF 553.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 553.60, Combi Care is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Combi Care costs CHF 577.20 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 553.60 | CHF 517.40 |
| 500 | CHF 541.90 | CHF 506.50 |
| 1'000 | CHF 512.80 | CHF 479.20 |
| 1'500 | CHF 483.60 | CHF 452.00 |
| 2'000 | CHF 454.40 | CHF 424.70 |
| 2'500 | CHF 425.30 | CHF 397.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 462.30 | CHF 432.00 |
| 500 | CHF 450.60 | CHF 421.10 |
| 1'000 | CHF 421.40 | CHF 393.90 |
| 1'500 | CHF 392.30 | CHF 366.60 |
| 2'000 | CHF 363.10 | CHF 339.40 |
| 2'500 | CHF 333.90 | CHF 312.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 155.20 | CHF 145.00 |
| 100 | CHF 149.30 | CHF 139.60 |
| 200 | CHF 143.50 | CHF 134.10 |
| 300 | CHF 137.70 | CHF 128.70 |
| 400 | CHF 131.80 | CHF 123.20 |
| 500 | CHF 126.00 | CHF 117.80 |
| 600 | CHF 120.20 | CHF 112.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.