Galenos Combi Care — Region 1, Zurich
Region 1, Zurich: the Combi Care model from Galenos costs CHF 628.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 628.50, Combi Care is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Combi Care costs CHF 1'146.00 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 628.50 | CHF 587.40 |
| 500 | CHF 616.80 | CHF 576.50 |
| 1'000 | CHF 587.70 | CHF 549.20 |
| 1'500 | CHF 558.50 | CHF 522.00 |
| 2'000 | CHF 529.30 | CHF 494.70 |
| 2'500 | CHF 500.20 | CHF 467.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 496.30 | CHF 463.90 |
| 500 | CHF 484.70 | CHF 453.00 |
| 1'000 | CHF 455.50 | CHF 425.70 |
| 1'500 | CHF 426.30 | CHF 398.50 |
| 2'000 | CHF 397.20 | CHF 371.20 |
| 2'500 | CHF 368.00 | CHF 343.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 179.10 | CHF 167.50 |
| 100 | CHF 173.30 | CHF 162.00 |
| 200 | CHF 167.50 | CHF 156.50 |
| 300 | CHF 161.60 | CHF 151.10 |
| 400 | CHF 155.80 | CHF 145.60 |
| 500 | CHF 150.00 | CHF 140.20 |
| 600 | CHF 144.10 | CHF 134.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.