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CPTwin.easy or KPTwin.smart — Region 1, Fribourg

Region 1, Fribourg: with KPT, CPTwin.easy costs CHF 545.70 a month in 2026 and KPTwin.smart CHF 516.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

KPTwin.smart is the cheaper of the two here: CHF 349.20 saved per year against CPTwin.easy, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.easy and KPTwin.smart are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • CPTwin.easy

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • KPTwin.smart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCPTwin.easyKPTwin.smartGap per year
300CHF 545.70CHF 516.60CHF 349.20
500CHF 534.10CHF 505.00CHF 349.20
1'000CHF 504.90CHF 475.80CHF 349.20
1'500CHF 475.70CHF 446.60CHF 349.20
2'500CHF 417.40CHF 388.30CHF 349.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.