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CPTwin.easy or KPTwin.smart — Region 1, Ticino

Region 1, Ticino: with KPT, CPTwin.easy costs CHF 649.70 a month in 2026 and KPTwin.smart CHF 613.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

KPTwin.smart is the cheaper of the two here: CHF 436.80 saved per year against CPTwin.easy, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.easy and KPTwin.smart are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • CPTwin.easy

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • KPTwin.smart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCPTwin.easyKPTwin.smartGap per year
300CHF 649.70CHF 613.30CHF 436.80
500CHF 638.10CHF 601.70CHF 436.80
1'000CHF 608.90CHF 572.50CHF 436.80
1'500CHF 579.70CHF 543.30CHF 436.80
2'500CHF 521.40CHF 485.00CHF 436.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.