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CPTwin.easy or KPTwin.smart — Region 1, Schaffhausen

Region 1, Schaffhausen: with KPT, CPTwin.easy costs CHF 531.70 a month in 2026 and KPTwin.smart CHF 503.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

KPTwin.smart is the cheaper of the two here: CHF 337.20 saved per year against CPTwin.easy, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.easy and KPTwin.smart are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • CPTwin.easy

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • KPTwin.smart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCPTwin.easyKPTwin.smartGap per year
300CHF 531.70CHF 503.60CHF 337.20
500CHF 520.10CHF 492.00CHF 337.20
1'000CHF 490.90CHF 462.80CHF 337.20
1'500CHF 461.70CHF 433.60CHF 337.20
2'500CHF 403.40CHF 375.30CHF 337.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.