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CPTwin.easy or KPTwin.smart — Region 1, Grisons

Region 1, Grisons: with KPT, CPTwin.easy costs CHF 485.70 a month in 2026 and KPTwin.smart CHF 460.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

KPTwin.smart is the cheaper of the two here: CHF 298.80 saved per year against CPTwin.easy, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.easy and KPTwin.smart are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • CPTwin.easy

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • KPTwin.smart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCPTwin.easyKPTwin.smartGap per year
300CHF 485.70CHF 460.80CHF 298.80
500CHF 474.10CHF 449.20CHF 298.80
1'000CHF 444.90CHF 420.00CHF 298.80
1'500CHF 415.70CHF 390.80CHF 298.80
2'500CHF 357.40CHF 332.50CHF 298.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.