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CPTwin.easy or KPTwin.smart — Region 2, Schaffhausen

Region 2, Schaffhausen: with KPT, CPTwin.easy costs CHF 494.60 a month in 2026 and KPTwin.smart CHF 469.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

KPTwin.smart is the cheaper of the two here: CHF 307.20 saved per year against CPTwin.easy, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.easy and KPTwin.smart are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • CPTwin.easy

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • KPTwin.smart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCPTwin.easyKPTwin.smartGap per year
300CHF 494.60CHF 469.00CHF 307.20
500CHF 483.00CHF 457.40CHF 307.20
1'000CHF 453.80CHF 428.20CHF 307.20
1'500CHF 424.60CHF 399.00CHF 307.20
2'500CHF 366.30CHF 340.70CHF 307.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.