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CPTwin.easy or KPTwin.smart — Neuchâtel

Neuchâtel: with KPT, CPTwin.easy costs CHF 683.20 a month in 2026 and KPTwin.smart CHF 644.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

KPTwin.smart is the cheaper of the two here: CHF 464.40 saved per year against CPTwin.easy, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.easy and KPTwin.smart are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • CPTwin.easy

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • KPTwin.smart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCPTwin.easyKPTwin.smartGap per year
300CHF 683.20CHF 644.50CHF 464.40
500CHF 671.60CHF 632.90CHF 464.40
1'000CHF 642.40CHF 603.70CHF 464.40
1'500CHF 613.20CHF 574.50CHF 464.40
2'500CHF 554.90CHF 516.20CHF 464.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.