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CPTwin.easy or KPTwin.smart — Geneva

Geneva: with KPT, CPTwin.easy costs CHF 664.00 a month in 2026 and KPTwin.smart CHF 626.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

KPTwin.smart is the cheaper of the two here: CHF 448.80 saved per year against CPTwin.easy, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.easy and KPTwin.smart are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • CPTwin.easy

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • KPTwin.smart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCPTwin.easyKPTwin.smartGap per year
300CHF 664.00CHF 626.60CHF 448.80
500CHF 652.40CHF 615.00CHF 448.80
1'000CHF 623.20CHF 585.80CHF 448.80
1'500CHF 594.00CHF 556.60CHF 448.80
2'500CHF 535.70CHF 498.30CHF 448.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.