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PrimaCare or PrimaFlex — Aargau

Aargau: with Mutuel, PrimaCare costs CHF 548.40 a month in 2026 and PrimaFlex CHF 512.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 433.20 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 548.40CHF 512.30CHF 433.20
500CHF 536.90CHF 501.30CHF 427.20
1'000CHF 507.90CHF 473.80CHF 409.20
1'500CHF 478.40CHF 445.80CHF 391.20
2'000CHF 449.40CHF 418.20CHF 374.40
2'500CHF 420.40CHF 390.70CHF 356.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.