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PrimaCare or PrimaFlex — Region 1, Ticino

Region 1, Ticino: with Mutuel, PrimaCare costs CHF 702.90 a month in 2026 and PrimaFlex CHF 689.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 162.00 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 702.90CHF 689.40CHF 162.00
500CHF 691.40CHF 678.40CHF 156.00
1'000CHF 662.40CHF 650.90CHF 138.00
1'500CHF 632.90CHF 622.90CHF 120.00
2'000CHF 603.90CHF 595.30CHF 103.20
2'500CHF 574.90CHF 567.80CHF 85.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.