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PrimaCare or PrimaFlex — Schwyz

Schwyz: with Mutuel, PrimaCare costs CHF 468.40 a month in 2026 and PrimaFlex CHF 454.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 169.20 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 468.40CHF 454.30CHF 169.20
500CHF 456.90CHF 443.30CHF 163.20
1'000CHF 427.90CHF 415.80CHF 145.20
1'500CHF 398.40CHF 387.80CHF 127.20
2'000CHF 369.40CHF 360.20CHF 110.40
2'500CHF 340.40CHF 332.70CHF 92.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.