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PrimaCare or PrimaFlex — Region 2, Fribourg

Region 2, Fribourg: with Mutuel, PrimaCare costs CHF 555.00 a month in 2026 and PrimaFlex CHF 521.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 403.20 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 555.00CHF 521.40CHF 403.20
500CHF 543.50CHF 510.40CHF 397.20
1'000CHF 514.50CHF 482.90CHF 379.20
1'500CHF 485.00CHF 454.90CHF 361.20
2'000CHF 456.00CHF 427.30CHF 344.40
2'500CHF 427.00CHF 399.80CHF 326.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.