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PrimaCare or PrimaFlex — Region 1, Valais

Region 1, Valais: with Mutuel, PrimaCare costs CHF 545.10 a month in 2026 and PrimaFlex CHF 528.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 196.80 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 545.10CHF 528.70CHF 196.80
500CHF 533.60CHF 517.70CHF 190.80
1'000CHF 504.60CHF 490.20CHF 172.80
1'500CHF 475.10CHF 462.20CHF 154.80
2'000CHF 446.10CHF 434.60CHF 138.00
2'500CHF 417.10CHF 407.10CHF 120.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.