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PrimaCare or PrimaFlex — Region 2, Ticino

Region 2, Ticino: with Mutuel, PrimaCare costs CHF 667.80 a month in 2026 and PrimaFlex CHF 654.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 154.80 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 667.80CHF 654.90CHF 154.80
500CHF 656.30CHF 643.90CHF 148.80
1'000CHF 627.30CHF 616.40CHF 130.80
1'500CHF 597.80CHF 588.40CHF 112.80
2'000CHF 568.80CHF 560.80CHF 96.00
2'500CHF 539.80CHF 533.30CHF 78.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.