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PrimaCare or PrimaFlex — Uri

Uri: with Mutuel, PrimaCare costs CHF 501.60 a month in 2026 and PrimaFlex CHF 486.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 181.20 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 501.60CHF 486.50CHF 181.20
500CHF 490.10CHF 475.50CHF 175.20
1'000CHF 461.10CHF 448.00CHF 157.20
1'500CHF 431.60CHF 420.00CHF 139.20
2'000CHF 402.60CHF 392.40CHF 122.40
2'500CHF 373.60CHF 364.90CHF 104.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.