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Centre de santé or Select — Region 3, Zurich

Region 3, Zurich: with ÖKK, Centre de santé costs CHF 453.10 a month in 2026 and Select CHF 470.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Centre de santé is the cheaper of the two here: CHF 213.60 saved per year against Select, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Select is a "Telemedicine and others" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Select

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCentre de santéSelectGap per year
300CHF 453.10CHF 470.90CHF 213.60
500CHF 441.50CHF 459.30CHF 213.60
1'000CHF 412.30CHF 430.10CHF 213.60
1'500CHF 383.10CHF 400.90CHF 213.60
2'000CHF 354.00CHF 371.80CHF 213.60
2'500CHF 324.80CHF 342.60CHF 213.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.