sana24 Combi Care — Region 3, Bern
Region 3, Bern: the Combi Care model from sana24 costs CHF 487.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 487.80, Combi Care is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Combi Care costs CHF 951.60 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 487.80 | CHF 455.90 |
| 500 | CHF 476.10 | CHF 445.00 |
| 1'000 | CHF 446.90 | CHF 417.70 |
| 1'500 | CHF 417.80 | CHF 390.50 |
| 2'000 | CHF 388.60 | CHF 363.20 |
| 2'500 | CHF 359.40 | CHF 335.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 425.30 | CHF 397.50 |
| 500 | CHF 413.70 | CHF 386.60 |
| 1'000 | CHF 384.50 | CHF 359.40 |
| 1'500 | CHF 355.30 | CHF 332.10 |
| 2'000 | CHF 326.20 | CHF 304.80 |
| 2'500 | CHF 297.00 | CHF 277.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 140.70 | CHF 131.50 |
| 100 | CHF 134.80 | CHF 126.00 |
| 200 | CHF 129.00 | CHF 120.60 |
| 300 | CHF 123.20 | CHF 115.10 |
| 400 | CHF 117.30 | CHF 109.70 |
| 500 | CHF 111.50 | CHF 104.20 |
| 600 | CHF 105.70 | CHF 98.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.