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sana24 Combi Care — Nidwalden

Nidwalden: the Combi Care model from sana24 costs CHF 449.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 449.60, Combi Care is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 877.20 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 449.60CHF 420.20
500CHF 437.90CHF 409.30
1'000CHF 408.70CHF 382.00
1'500CHF 379.60CHF 354.80
2'000CHF 350.40CHF 327.50
2'500CHF 321.20CHF 300.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 380.00CHF 355.20
500CHF 368.30CHF 344.30
1'000CHF 339.20CHF 317.00
1'500CHF 310.00CHF 289.80
2'000CHF 280.80CHF 262.50
2'500CHF 251.70CHF 235.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 129.40CHF 121.00
100CHF 123.60CHF 115.50
200CHF 117.70CHF 110.10
300CHF 111.90CHF 104.60
400CHF 106.10CHF 99.20
500CHF 100.20CHF 93.70
600CHF 94.40CHF 88.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.