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sana24 Combi Care — Thurgau

Thurgau: the Combi Care model from sana24 costs CHF 492.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 492.50, Combi Care is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 1'209.60 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 492.50CHF 460.30
500CHF 480.80CHF 449.40
1'000CHF 451.70CHF 422.20
1'500CHF 422.50CHF 394.90
2'000CHF 393.30CHF 367.60
2'500CHF 364.20CHF 340.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 426.60CHF 398.80
500CHF 415.00CHF 387.80
1'000CHF 385.80CHF 360.60
1'500CHF 356.60CHF 333.30
2'000CHF 327.50CHF 306.10
2'500CHF 298.30CHF 278.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 148.40CHF 138.70
100CHF 142.60CHF 133.30
200CHF 136.70CHF 127.80
300CHF 130.90CHF 122.40
400CHF 125.10CHF 116.90
500CHF 119.20CHF 111.40
600CHF 113.40CHF 106.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.