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sana24 Combi Care — Region 1, Fribourg

Region 1, Fribourg: the Combi Care model from sana24 costs CHF 556.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 556.10, Combi Care is not the lowest premium here: Vivao Sympany goes down to CHF 501.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 1'086.00 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 556.10CHF 519.80
500CHF 544.50CHF 508.90
1'000CHF 515.30CHF 481.60
1'500CHF 486.10CHF 454.40
2'000CHF 457.00CHF 427.10
2'500CHF 427.80CHF 399.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 552.50CHF 516.40
500CHF 540.80CHF 505.50
1'000CHF 511.70CHF 478.20
1'500CHF 482.50CHF 451.00
2'000CHF 453.30CHF 423.70
2'500CHF 424.20CHF 396.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 166.70CHF 155.90
100CHF 160.90CHF 150.40
200CHF 155.10CHF 144.90
300CHF 149.20CHF 139.50
400CHF 143.40CHF 134.00
500CHF 137.60CHF 128.60
600CHF 131.70CHF 123.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.