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sana24 Combi Care — Neuchâtel

Neuchâtel: the Combi Care model from sana24 costs CHF 606.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 606.00, Combi Care is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 1'594.80 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 606.00CHF 566.40
500CHF 594.30CHF 555.40
1'000CHF 565.10CHF 528.20
1'500CHF 536.00CHF 500.90
2'000CHF 506.80CHF 473.70
2'500CHF 477.60CHF 446.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 593.10CHF 554.30
500CHF 581.40CHF 543.40
1'000CHF 552.30CHF 516.20
1'500CHF 523.10CHF 488.90
2'000CHF 493.90CHF 461.70
2'500CHF 464.80CHF 434.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 182.80CHF 170.90
100CHF 177.00CHF 165.40
200CHF 171.10CHF 160.00
300CHF 165.30CHF 154.50
400CHF 159.50CHF 149.10
500CHF 153.60CHF 143.60
600CHF 147.80CHF 138.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.