sana24 Combi Care — Neuchâtel
Neuchâtel: the Combi Care model from sana24 costs CHF 606.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 606.00, Combi Care is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Combi Care costs CHF 1'594.80 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 606.00 | CHF 566.40 |
| 500 | CHF 594.30 | CHF 555.40 |
| 1'000 | CHF 565.10 | CHF 528.20 |
| 1'500 | CHF 536.00 | CHF 500.90 |
| 2'000 | CHF 506.80 | CHF 473.70 |
| 2'500 | CHF 477.60 | CHF 446.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 593.10 | CHF 554.30 |
| 500 | CHF 581.40 | CHF 543.40 |
| 1'000 | CHF 552.30 | CHF 516.20 |
| 1'500 | CHF 523.10 | CHF 488.90 |
| 2'000 | CHF 493.90 | CHF 461.70 |
| 2'500 | CHF 464.80 | CHF 434.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 182.80 | CHF 170.90 |
| 100 | CHF 177.00 | CHF 165.40 |
| 200 | CHF 171.10 | CHF 160.00 |
| 300 | CHF 165.30 | CHF 154.50 |
| 400 | CHF 159.50 | CHF 149.10 |
| 500 | CHF 153.60 | CHF 143.60 |
| 600 | CHF 147.80 | CHF 138.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.